A unique aspect of this text is its active approach. This text will not only get your students thinking about their current situation and financial goals, but also encourage them to put these in writing to use as a guide and revise over the course of their lives.
New for this edition, sections are oriented around specific action-items for students. The more a student involves themselves in the assessments, exercises and worksheets provided, the more they will discover about their current habits and how to improve them for greater financial freedom.
Students have many different financial goals, but none are more important than having a basic understanding of financial issues and peace of mind with regard to their decisions. Rent eBook Days. Learn more about the ebook. Instructors: choose ebook for fast access or receive a print copy.
Still Have Questions? Contact your Rep s. With the McGraw Hill eBook, students can access their digital textbook on the web or go offline via the ReadAnywhere app for phones or tablets. See tabs below to explore options and pricing.
Don't forget, we accept financial aid and scholarship funds in the form of credit or debit cards. Product Description. Rent Monthly. Rent Day. What are my shipping options? The estimated amount of time this product will be on the market is based on a number of factors, including faculty input to instructional design and the prior revision cycle and updates to academic research-which typically results in a revision cycle ranging from every two to four years for this product.
Pricing subject to change at any time. He received his B. Over the past 25 years, he has taught more than 30 different courses in high school, community college, university, adult education, and teacher preparation programs.
Dlabay has developed a wide variety of textbook materials, student activity guides, instructor manuals, testing programs, audio-visual materials, and software packages in the areas of Personal Finance, Consumer Economics, and International Business. Dlabay has served as a consultant to corporations, educational institutions, and government agencies. He has presented more than workshops and seminars in over 20 states to encourage teachers to actively involve students in the learning process with video presentations, newsletters, interviews, and Internet research activities.
Professor of business at Dallas County Community Colleges, believes that these two words can literally change people's lives. Whether you want to be rich or just manage the money you have, the ability to analyze financial decisions and gather financial information are skills that can always be improved.
In addition to writing several textbooks, Dr. Hughes has taught personal finance, introduction to business, business math, small business management, small business finance, and accounting since His hobbies include writing, investing, collecting French antiques, art, and travel. She teaches courses in personal finance and corporate finance and has developed multiple ways to use technology to introduce real-life situations into the classroom and online environment.
Spreading the word about financial literacy has always been a passion of hers. Prior to obtaining an MBA, she worked eight years in public accounting in auditing, tax compliance, and consulting.
Instructors will have access to the Worked Solutions in preview and review mode. Not every student learns the same way and at the same rate. And now, thanks to advances in adaptive learning technology, you no longer have to teach as if they do. Dynamic Study Modules help students study effectively on their own by continuously assessing their activity and performance in real time.
Here's how it works: students complete a set of questions with a unique answer format that also asks them to indicate their confidence level. Questions repeat until the student can answer them all correctly and confidently. Once completed, Dynamic Study Modules explain the concept using materials from the text. These are available as graded assignments prior to class, and accessible on smartphones, tablets, and computers.
Now included with MyFinanceLab with eText, Learning Catalytics enables you to generate classroom discussion, guide your lecture, and promote peer-to-peer learning with real-time analytics. Instructors, you can: Pose a variety of open-ended questions that help your students develop critical thinking skills. Monitor responses to find out where students are struggling. Use real-time data to adjust your instructional strategy and try other ways of engaging your students during class.
Manage student interactions by automatically grouping students for discussion, teamwork, and peer-to-peer learning. Question format enhancements: Expression: Provides a math palette for students to enter responses.
Word cloud: Helps students understand phrases in addition to individual words. Region: Allows students to enter multiple dots at once. Direction: Allows students to draw arrows that are not all anchored in the same place. Reporting Dashboard. View, analyze, and report learning outcomes clearly and easily, and get the information you need to keep your students on track throughout the course, with the new Reporting Dashboard. Available via the MyFinanceLab Gradebook and fully mobile-ready, the Reporting Dashboard presents student performance data at the class, section, and program levels in an accessible, visual manner.
Homework and Media Assignment Enhancement. The assignment manager now allows instructors to include media on any type of homework, including homework assignments.
The filter bar that toggles between questions and media has been added to the homework question-selection page, and the setting requiring students to work the media before answering questions is also available. This will allow instructors to more readily combine media and end of chapter questions together in assignments, ensuring that students use the media resources available to them.
HTML5 Player. Students can also continue to upload images such as phone-photos of handwritten work. Printing enhancements include: a more pen-and-paper-friendly layout of exercises the ability for instructors to choose whether to print the header; to include an honor statement; and to print with answers inline, after each question, or on a separate sheet Mobile Player.
Students and instructors will be able to access multimedia resources and complete assessments right at their fingertips, on any mobile device. Information throughout has been revised to reflect current financial norms, such as salaries and credit card rules. Chapter 1 contains more information on how to select a college or graduate school, major, and occupation based on financial goals. It also discusses salary information for potential careers and how to create a financial plan.
Chapter 5 on banking and interest rates contains more discussion on checking service, debit cards, mobile banking, checking account fees, and savings accounts. Chapter 6 on managing money uses lower interest rates to reflect declining interest rates since the previous edition. Chapter 7 on assessing and selecting your credit discusses student credit cards, credit bureaus, improving your credit score, and preventing identity theft in greater detail.
Chapter 8 on managing credit contains more information on secured and prepaid credit cards and rules for credit card issuers that protect users. Chapter 9 on personal loans dives into the topics of peer-to-peer lending, warranty rules for car dealers, and student and home equity loans.
Chapter 10 on purchasing and financing a home now uses lower interest rates to reflect more realistic conditions, as well as a greater discussion of the impact of credit ratings on the ability to obtain a mortgage, new rules to ensure understandable mortgage contracts, and private mortgage insurance. Chapter 16 on investing in bonds now uses lower interest rates to reflect realistic conditions. Chapter 19 on retirement planning contains updated information on all of the different retirement plans available with recent changes.
Building Your Own Financial Plan chapter-ending case studies are presented as an integrated series of exercises and worksheets that represent a portion of a financial plan. At the end of the course, students will have completed a financial plan that they can continue implementing beyond the school term. A Certified Financial Planner exercise is contained in the last chapter Chapter 21 and challenges students to offer advice on how financial planning should be adjusted in response to a change in economic conditions.
An Apps for Personal Finance feature highlights a wider array of useful apps students can download to their smartphones for free that apply to some of the key concepts covered in the chapter. Financial Planning Online in every chapter highlights Internet resources for more information on a chapter topic.
Each includes an Internet address and a description of what the website provides. Financial Planning Problems require students to demonstrate knowledge of mathematically-based concepts to perform computations in order to make well-informed personal finance decisions. Financial Planning Online Exercises show students how to obtain, critically evaluate, and use Internet-based resources in making personal finance decisions.
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